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    The banks are required to prove the execution of pre-contractual obligations of informing and verification of borrower creditworthiness

    By Decision C-449/13 CA Consumer Finance SA / Ingrid Bakkaus and others, dated 18 December 2014, the Court of Justice of the European Union found that “the Directive does not specify whose incumbent to prove that the creditor has executed the obligations of informing and verification of trustworthiness, so this is a problem of internal […]